Paying Your Way
Education can be expensive. On top of tuition costs there are often textbooks and materials to purchase and amenities fees to pay. For students moving out of home to be closer to campus there will also be the added costs of living independently: rent, utilities and food.
Depending on your situation, you may be eligible for government allowances, scholarships and other financial assistance. Higher education students may also be able to defer their tuition costs using government loans.
This section details the various fees and expenses you can expect to pay, the types of financial assistance available and advice for living comfortably on a student budget.
Degree costs and loans
How, and how much, will you pay for your degree? How much your degree will cost and the type of government loan assistance (if any) available depend on which of the two types of degree ‘places’ you get. The two types are Commonwealth Supported Places (CSP) and full-fee places. Depending on where you want to study you might only have one option … Read more about degree costs and loans.
FEE-HELP providers
In each state and territory, the following private higher education providers are eligible to offer their undergraduate full-fee students FEE-HELP loans … Read more about FEE-HELP providers.
VET costs and loans
How much your course will cost will depend on how long it is but also on which of the two types of VET courses you choose. The two types of courses in the VET sector are pay-by-the-hour courses and fee-for-service courses. Depending on where you want to study you might only have one option … Read more about VET costs and loans.
Scholarships and financial assistance
There are plenty of costs associated with university study: the cost of the course itself, a computer, books, maybe even the cost of relocating. Although there are loans available for most tuition fees, financial assistance might also be available to help you with these and other study costs … Read more about financial assistance.
Student income
Where do students get their income from? Most students survive on two or more sources of income. It's up to you to work out which will apply to you. Students get their money from various combinations of the following … Read more about student income.
Tips for student survival
Very few people, let alone students have 'enough' money. While the number of tertiary education students living below the poverty line remains undetermined, financial hardship is a fact of many students’ lives … Read more survival tips.
